Compliance Manager (AML/CFT & Principal Officer)

About the role

The Compliance Manager (AML/CFT & Principal Officer) is a senior full‑time regulatory position responsible for ensuring the organisation complies with Botswana’s Non‑Bank Financial Institutions Regulatory Authority (NBFIRA) framework, Micro‑Lending Regulations and the Financial Intelligence Act.

Key responsibilities

• Act as the primary liaison with NBFIRA, meeting all licensing conditions and reporting deadlines.
• Maintain full compliance with the Micro‑Lending Regulations (2012) and related financial services laws.
• Oversee loan underwriting and credit policy implementation in line with Regulation 9.
• Manage the Comprehensive Complaints Policy and ensure unresolved disputes are escalated to NBFIRA.
• Ensure loan agreements and Consent of Spouse forms meet regulatory form requirements.
• Serve as the designated AML/CFT Compliance Officer, developing and maintaining AML/CFT policies, KYC guidance and customer due‑diligence procedures.
• Conduct regular staff training on financial crime prevention.
• Maintain the organisational structure, financial liquidity minimum of P20,000, and enforce the Bad Debts/Delinquency Policy.
• Oversee Service Level Agreements with third‑party and micro‑lending agents.

Required profile

• Bachelor’s degree in Law preferred; other relevant degrees considered.
• At least 6 years of experience in AML, data‑protection and compliance, preferably within FinTech or financial services.
• Professional certifications such as CAMS, ICA International Diploma in AML, CDPS, CIPP/E, CIPM, CIPP/A, CIPT or CDPO.

Required skills